Travel Tips for Contented Children

Top Travel Tips1) Don’t think having a small baby means traveling will be a nightmareWhen your baby is very young (before they start to crawl) they are at their most portable, their needs are reasonably predictable and they sleep a lot. Perfect for long journeys so long as you plan as much of your journey time as possible around nap times, with regular breaks included around feeding times.2) Military Packing planningWhilst this might sound obvious, planning and creating a master packing list for your children avoids last minute panic-packing – a strategy that always leaves you feeling you’re carting around a whole load of extra STUFF with at least one crucial item ending up home alone!3) SuppliesFor older babies & children take a good supply of drinks and snacks with you to avoid your child getting hungry if there’s an unplanned delay (or for distraction if necessary!) Stick to non-sticky non-crumbly foods if you can and snacks like mini packs of dried fruit are great for keeping little fingers busy for longer too. My son used to spend an inordinately long time taking raisins out one by one, choosing one to eat, returning the others, and then starting again…
4) A bag for each childAs soon as your child is old enough to enjoy toys and books, their own backpack or TrayKit can be a life-saver. If they are young, pack it for them with a mixture of familiar toys, paper, crayons but include some new things to make traveling exciting if you’re on a long trip. If your child is a little older (3+), encourage them to pack their own bag. They love to do this but I recommend a certain amount of adult supervision having checked my son’s bag and found it contained carefully packed train track but no trains. Older children also love audio books and will often be happily occupied on long journeys listening to favourite stories or songs.5) Plan ahead for your destinationOnce you’ve arrived, ensuring that they have an environment as familiar as possible can keep a young baby rested and happy. Think about how your baby’s going to get their sleep in the day and during the night.. I didn’t think about this enough our first trip away with Andrea Anna when she was a few months old and sleeping through the night. Unable to block out the light in our room, her daytime sleep pattern was soon in tatters she was grouchy and exhausted and so were we. Plus stumbling around in the dark trying not to wake her when we were sharing a room wasn’t great either. I ended up designing the Cot Canopy and the rest is history… !6) Don’t try to be too ambitiousRemember what your baby will need to be happy and settled and chances are you’ll have a wonderful holiday – Enjoy!Kids Rucksack

Domestic and Foreign Investors Benefit From Brasilian Property Growth

Brasilian and foreign property investors that are investing into the nation’s housing market are continuing to reap huge financial rewards after the Global House Price Index revealed that Brasil has seen average house prices rise by up to 26% during the year March 2011 – March 2012. This has seen Brasil rise to the top of the global list as the best place to invest in property.In comparison to the global average, which has seen housing values rise by a meagre 0.5% over the last 12 months, Brasil keeps defying all the odds and continues to surge upwards in terms of its growth.The staggering performance is being fuelled by an increase in household wealth, an expanding mortgage market and a strong population growth. Experts also believe that the trend looks set to continue as house prices across Asia and Europe continue to decrease, Brasil, along with other Latin American nations, appear to be going against the flow as prices continue to surge.A recent Global Property Guide report has also revealed that a number of property development businesses based in Brasil and even some international housing development companies have seen an increase in development productivity in order to meet the demand for housing requirements in Brasil.For those looking to invest in property in the current climate, Brasil appears to be the nation of choice at present. A number of British property investors have certainly got involved with the action, not just because of the huge profit margins that exist at present, but because the boom looks likely to continue for a few years to come.With the FIFA World Cup set to be staged in Brasil in 2014 and with the Olympics two years later, the attraction of investing in Brasilian property is clear to see. Combined with a stunning climate and the opportunity of a cultured lifestyle, Brasil has a lot to offer in terms of its appeal as a nation.What’s more is that the Brasilian Government also continues to aid and encourage property investors to get involved by offering financial incentives and contributing to property development projects all over the nation. This has been another feature that has lured a number of international investors to Brasilian shores.With the Government willing to invest so much of its own funds into the Brasilian property market, this acts as a catalyst for other investors as it shows that the property market is strong and the Government is looking to build on that. The Global House Price Index revealed that the Brasilian property market offers many incentives to investors that are there to be taken advantage of.

Some Tips on Getting Life Insurance

Getting life insurance is easy enough, but getting the right kind of life insurance can take a bit of strategy and thinking. You will need to know a few things before you do get the right kind of insurance that you feel will fit your needs and your family?s needs. Here are some things you might want to know before you do plunk down your hard earned cash on a insurance policy that you are being offered to get.Different Kinds of Life InsuranceThere are a couple of distinct types that people can avail of. You can choose to get a term life insurance policy or a whole/permanent life insurance policy. The difference in the two types is defined by the payments you make and how long you have to make these payments. With a term life insurance policy, you are to pay off your policy in a period of time that you choose from around ten, twenty, or thirty years. The payment period of a whole/permanent life insurance policy lasts for as long as you are alive, which could mean that you can be expected to pay for your insurance well into your golden years. The difference in the amount of money your beneficiaries will get with these two different kinds of insurance. With a term life insurance, your beneficiaries will get only the amount that you paid for in the term you chose. With a whole/permanent life insurance policy, for as long as you keep up payments, the amount that your beneficiaries will receive will increase over time.Things to Know About Life InsuranceHere are a few things you will need to know and how to get the most out of your insurance policies:- Do your research. When you are looking around for a insurance policy for yourself, it does pay to do your research. Look around for the better deals and for those premiums you know you can readily afford. You should be able to talk to a few different insurance agents and companies to see what your options are and to better choose what suits you best.- Remember, the better health you have, the better the rates. When you get insurance when you are in the pink of health, you do get better rates. Certain life-threatening habits like smoking, life-threatening activities like dangerous sports, being overweight, and other similar findings that can shorten a person?s life expectancy often makes an insurance company assessor charge a person more. Try to get into somewhat better shape than you are in right now to get yourself better rates when it comes to your life insurance premiums.- When you’re young…Another way to get lower premiums is to buy insurance when you are younger. If you buy at a younger age, you get the advantage of good health and more years to pay for you insurance. If you get term insurance, you can be done with your premium payments at an earlier age as well.- Reassess your insurance every year. The insurance you got at the start of the previous year may not be enough coverage for you and your family at the beginning of the following year. Certain events in your life may alter the needs you have and the needs your family has as well. You may need to assess and change the insurance coverage you have after every year to cover all of the things you need to have covered or that has changed in the past year.- Never lie on your insurance application. You might think that omitting one or two ailments or problems from your life insurance application can let you get away with paying more than you are supposed to. Just keep in mind, if the insurance company who has your life insurance policy finds out that you withheld important information from them during the application process, they can terminate the policy and you will lose everything you have invested in it so far.

Offline Gambling: For Richer or Poorer

Gambling is very popular, from way back when, and more so today. It is a scam itself. In fact the oldest form known. Not only a scam, but very deceptive. Statistics show that about six percent of adults that are involved in gambling are severely addicted to such a “past time” as they call it. People who are hooked on gambling have the urge to bet on almost anything. From horses, cards, and the casino. The number doesn’t end there. It continues to expand.

Casino scams are everywhere. High payouts and promising winnings are put up in huge slogans thereby attracting people who want to earn money the fast, easy and enjoyable way. A fact is gamblers waste a lot of their time, in the hope of winning. So they don’t give up easily.

Studies show that gambling problems can easily occur in individuals with no self control. It is necessary for one to identify if he has problems, so it can be identified and acted upon promptly.

Here are some questions one should ask to detect if there is a problem:

* After gambling, when you lose money, be it a small or a large amount, do regret it, or feel resentment?

* When you win, do you have a strong desire to win more, therefore you want to go back?

* When you lose, do you feel a need to go back very soon?

* Do you spend a lot of time gambling, usually longer than what you planned?

*If you have problems, do you gamble to forget them?

* Are you spending more time gambling than with work?

*Do you not stop until your very last dollar is taken up?

*Do arguments take place between you and your family as a result of your need to gamble?

*To finance your gambling, do you borrow money from friends or associates?

Gambling addiction can be destructive. Family, friends and your reputation are at risk. It is a condition often times ignored. There are escape gamblers that affect seventy five percent of women from their thirties and up. Usually the reasons for gambling is to escape from the emotional pain that they are in, being bored, lonely, depressed or that they make gambling their hobby or past time. These types of addiction can be cured in three to six months.

The action gambler is much more difficult to deal. Most are men, where gambling for them creates ecstasy like a drug addition. This is much harder to cure, since the individual will deny the fact, when confronted. They will typically not stop until left with nothing, financially.

As gambling creates a lot of scams, it is a fact that still more and more are drawn to it. The primary reason is to win a huge amount of money. But then comes in the most lethal of reasons — that of feeling a certain euphoria. Scams or no scams, an individual still continues to gamble and is a reason why offline gambling still thrives today.

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